Achmea Reinsurance


We are the competence centre in the field of reinsurance within the Achmea Group. Many of our staff members have more than 15 years of experience in reinsurance. It is our ambition to be the group reinsurer that creates long term financial value for Achmea and contributes to the growth ambitions of Achmea by means of third party reinsurance.

As reinsurance competence centre for the Achmea Group, we have three roles: advisor, risk carrier and reinsurance buyer. We primarily serve Achmea group companies. These are the legal entities Achmea Schadeverzekeringen N.V., Achmea Pensioen- en Levensverzekeringen N.V., N.V. Hagelunie and the non-Dutch operating companies.

As risk carrier we also offer reinsurance to a selected number of third parties to further diversify our book of business and enhance the profitability of Achmea. We are located in Tilburg, the Netherlands.

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News & media

Achmea Reinsurance sponsors new €100 million cat bond Windmill II Re providing cover for European windstorm

  • Achmea Reinsurance returns to the insurance-linked-securities (ILS) market with a €100 million cat bond providing cover for European windstorm on an ultimate net loss, per occurrence basis. 
  • This transaction is Achmea Reinsurance’s third sponsored cat bond and the first under Rule 144A of the US Securities Act.

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Achmea Reinsurance Annual Report 2019


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Achmea records significantly increased operational result of € 547 million

  • Strong Non-Life result with a combined ratio of 95.0%
  • Sustained good Pension & Life results
  • Positive result current underwriting year for basic and supplementary health insurance
  • Strong growth in Non-Life, Retirement Services and international activities; Assets under Management grew to €200 billion at the start of 2020
  • Solvency ratio robust at 214%, partly supported by financial markets
  • Business model expanded further with new propositions and services

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Achmea’s operational interim result increases to €284 million

  • Non-Life achieves strong growth of results and combined ratio of 95.8%
  • Pension & Life result increased due to improved technical and investment results
  • Improved result of ‘other activities’ largely due to higher results of Achmea Reinsurance and lower reorganisation provisions

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Corporate Governance

On 15 December 2010, the Dutch Association of Insurers (in Dutch: Verbond van Verzekeraars) published its governance principles, also known as the Insurers Code of Conduct.
The Insurers Code of Conduct sets out principles on corporate governance, risk management, audit and remuneration policy for application by Dutch insurers.
Achmea has chosen to report on the application of the Code of Conduct at Group level because of the structure of its organisation and the Group’s governance. Achmea is aware of the social aspects of its business and the role an insurer plays in society.


Therefore, Achmea fully endorses the Code of Conduct and sees it as an important step in restoring trust in the insurance sector, safeguarding stability and protecting the interests of all parties involved. More details on our compliance with the Code of Conduct are available in the relevant paragraphs in the Insurers Code of Conduct 2014 and in the chapter Governance in Achmea’s annual report.