Financial Results

Willem van Duin, 14th of March 2019

"Achmea is committed to promoting a healthy, safe and future-proof society. Besides property & casualty insurance and income protection, we have been active in the Health and Pension business for many years. From our cooperative identity we contribute to a society in which everyone can participate, even after an accident or setback. Naturally, the customer comes first. Sustainability is also an import topic. A focus on long-term value creation is at the core of our identity. That is why we incorporate the international Sustainable Development Goals (SDG) in our strategy and are one of the initiators behind the Principles for Sustainable Insurance (PSI). Solidarity is the foundation of insurance: together we share the risks that we cannot bear alone.

In 2018 we realised an increase of the operational result to €391 million. Including the proceeds from the sale of Independer, result before tax increased to €566 million. Persistently high results at Pension & Life, strong results in Non-Life, lower healthcare costs on older claim years and further cost reductions contributed to the increased result. The limited allocation of capital for healthcare premiums below cost-price in 2019 and a higher contribution from our International activities and Retirement Services also support the increase in result. Our gross earned premiums increased by 3%. Our Solvency is strong and has further increased to 203%, making us a solid partner for our customers."


More information about our annual results 2018 >

Annual reports

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