Key figures

​In this section we you will find an overview of our key financial figures of H1 2016 and H1 2015.
(€ Million)
Results​ H1 2016​ ​H1 2015
Gross Written Premiums​ 16,940 ​16,902
​Net earned premiums 9,806 9,703
Investment Income Including Associates​ 3,094 ​806
Fee And Commission Income​ 181 ​197
Banking, fee, commission and other Income​ 699 ​860
Total Revenues​ 13,780 ​11,566
Insurance and investment contracts, reinsurance contracts 12,240 ​9,592
​Operating Expenses 1,310 1,367
Banking, interest and similar expenses 207 ​235
​Other Expenses 67​​ 82​​
Total Expenses​ 13,824 ​11,276
​Operational result* -38 ​285
​Profit Before Tax -44 290
​Net Profit -24 ​272
Balance Sheet​ 30-6-2016 ​31-12-2015
​Total Assets 101,851 ​92,917
​Total Equity 10,194 ​10,280
​Solvency 30-6-2016​​ ​31-12-2015
Solvency I Ratio Group (FCD) 204% ​199%
FTES​ 30-6-2016​​ ​31-12-2015
​FTES (internal) 15,335 ​15,412
​FTES (external) 2,​493​​ 2,842​
 ​ ​ ​
* ​Achmea’s operational result is calculated by adjusting the reported Net Profit before tax for special items. These are items of income or expense that are significant and arise from events or transactions that are clearly distinct from the ordinary business activities and therefore are not expected to recur frequently or regularly. This includes for instance restructuring expenses, goodwill impairments and results on divestments before tax related to divested operations. Operational result is a non-GAAP financial measure and is not a measure of financial performance under IFRS-EU. This additional measure should be viewed as complementary to, and not as a substitute for, our figures determined according to IFRS-EU.