Executive Board

Our company is governed by an Executive Board and a Supervisory Board. The Executive Board approves the strategy across the Achmea organization. The Supervisory Board monitors the Executive Board. Would you like to know who runs Achmea? Please find out more about our Executive Board members.

 

Bianca Tetteroo (1969)

Chair of the Executive Board
Bianca Tetteroo Bianca Tetteroo joined the Executive Board in June 2015 and has held the role of Vice-Chair since January 2020. On 13 April 2021, she was appointed Chair of the Executive Board. 

Bianca Tetteroo qualified as a chartered accountant in 1997 and completed her degree in information management at Nyenrode Business University. She has also attended various executive training programmes, including on corporate governance and leadership at Insead. She began her career in 1988 at the accountancy firm Mazars. She entered the financial services industry in 1996 at what was then called Fortis, where she held various positions in Asset Management and the Insurer. She joined Achmea in 2009, where she held the position of financial director at pension administrator Syntrus Achmea. Bianca Tetteroo had headed the Pension & Life division since 2012. 

Bianca Tetteroo is responsible for the focus areas Strategy & Transformation (including IT), Human Resources/Management Development, Administrative Office, Media Relations & Public Affairs and Internal Audit. 

Bianca Tetteroo serves on the Supervisory Board of Netspar and De Kunsthal Rotterdam. She is also a Board member of Garanti Emiklilik (Turkey) and of the National Cooperative Council. Since June 2021, Bianca Tetteroo has been a Board member of the Dutch Association of Insurers. She is also a member of the Board of the Achmea Foundation. 

Michel Lamie (1966)

Vice-Chairman and Chief Financial Officer 
Michel LamieMichel Lamie joined the Executive Board in January 2017. He was appointed Chief Financial Officer on 1 April 2017 and Vice-Chairman of the Executive Board on 13 April 2021. 

Michel Lamie is responsible for the focus areas Finance, Balance Sheet Management, M&A and Achmea Reinsurance. He is Chairman of the Supervisory Board of Achmea Reinsurance Company NV and member of the Management Board of Achmea Pensioen- en Levensverzekeringen NV and Achmea Schadeverzekeringen NV. At Interamerican Greece, he is Vice-Chairman of the Board of Directors. 

Michel Lamie is a chartered accountant and studied Economics and Accountancy at VU University Amsterdam. After earning his degree, he began his career at KPMG, followed by a position as CFO of RSA Benelux. Michel Lamie then worked at Achmea, most recently as Group Director Finance & Control. He has been a member of the Board of De Goudse Verzekeringen as Deputy Chairman since 2005 and, from 2009 to 2016, served as Board Chairman. In addition to his position at Achmea, Michel Lamie is also a member of the Supervisory Board of Royal De Heus. 

 

Michiel Delfos (1970)

Chief Risk Officer

Michiel Delfos

Michiel Delfos joined the Executive Board of Achmea as Chief Risk Officer in April 2022.

Michiel Delfos joined Achmea in early 2014 as director of Property & Casualty insurance. In October 2015 he became chairman of the Non-Life division. He had previously held various management and board positions at Delta Lloyd and ABN AMRO Insurance, focusing on Sales, Marketing, Operations, Finance and Legal Affairs. He studied International Economic Law at Leiden University.

Michiel Delfos is responsible for Governance, Risk & Compliance, Central Services, Legal Affairs, Coordination Supervisors and Sustainability Programme.

Michiel Delfos is a member of the Supervisory Board of Onlia Canada and of the Supervisory Board of de Vereende NV. He is chairman of the Supervisory Board of the Dutch Atomic Pool. Michiel Delfos participates in the CRO Forum on behalf of Achmea. This group of professional risk managers representing the European insurance industry focuses on developing and promoting best practices in Risk Management.

Daphne de Kluis (1969)

Board Member

Daphne de Kluis

Daphne de Kluis joined the Executive Board of Achmea in October 2021. 

Daphne de De Kluis studied Work and Organisational Psychology at the University of Amsterdam. She joined ABN AMRO in 1998. After holding various positions within Commercial Clients and Corporate & Institutional Banking, in 2009, she was named Global Head of Debt Solutions and, in 2013, Global Head of Financial Restructuring & Recovery. In 2017, she was appointed CEO Commercial Banking and was appointed a member of the Executive Committee of ABN AMRO. 

Daphne de Kluis is responsible for the Pension & Life division, the Achmea Pension Services division, Achmea Investment Management, Syntrus Achmea Real Estate & Finance and Achmea Bank. She is a member of the Supervisory Board of Achmea Bank NV, the Supervisory Board of Syntrus Achmea Real Estate & Finance BV and the Supervisory Board of Achmea Investment Management BV. Daphne de Kluis is a member of the Management Board of Achmea Pensioen- en Levensverzekeringen NV.

Daphne de Kluis is also a member of the Supervisory Board of Euronext Amsterdam and Stadsherstel Amsterdam. She is also a member of the Board of the Hoge Veluwe Fonds and at ITVItae.
 

 

Robert Otto (1967)

Board Member

Robbert Otto

Robert Otto joined the Executive Board in August 2015. 

After reading Law at Leiden University, he began his career in 1992 at ING. In his final position at the banking and insurance group he was responsible for ING Insurance and Postbank Insurance. After a period of two years as CEO of OHRA, he took up the post of managing director of the commercial division of Delta Lloyd in 2010. In mid-2013, Robert Otto joined Achmea as chairman of the Non-Life division. 

Robert Otto is responsible for the Zilveren Kruis division, the foreign operating companies (OpCos) in Australia, Canada, Greece, Turkey and Slovakia and for InShared. 

Robert Otto is Chairman of the Board of Eureko Sigorta and Interamerican Greece. He is also SOOA (senior officer outside Australia) and Chairman of the Supervisory Board of Achmea Australia. He is also Chairman of the Supervisory Board of Union and InShared, as well as a member of the Supervisory Board of Onlia. 

Robert Otto is also a Board member of Thuiswinkel.org and a board member of AMICE and ICMIF. Since November 2021, he has also been a Board member of iFHP (International Federation of Health Plans). 
 

Lidwien Suur (1974)

Board Member

Lidwien Suur joined the Executive Board of Achmea in September 2019.

Lidwien Suur studied International Business at Maastricht University and started her career in 1998 at ING/Nationale-Nederlanden. While there, among other things, she served as Director of Income Protection Insurance and Programme Director Strategy. She held the position of Managing Director of Unigarant and ANWB Verzekeren from the beginning of 2012 and has been a member of the board of ANWB since 2014. In 2016, she was made CFO of the ANWB.

Lidwien Suur is responsible for the focus areas Non-Life division, Centraal Beheer division, Interpolis division, Market Strategy & Innovation and Achmea Corporate Relations & Partnerships.

She is a member of the Management Board of Achmea Schadeverzekeringen NV. She is also a member of the Supervisory Board of Achmea Reinsurance Company NV and Chair of the Supervisory Board of NV Hagelunie.

Lidwien Suur is also Chair of the Non-Life Insurance Sector Board of the Dutch Association of Insurers and Chair of the Administrative Consultation between the Dutch Association of Insurers and NVGA. She is also a member of the Board of Guarantee Fund Motor Traffic (Waarborgfonds Motorverkeer) and a board member of the Netherlands Bureau of Motor Insurers. Lidwien Suur has been a member of the Board of Achmea Innovation Fund since April 2021. She has also been Chair of the Supervisory Board of the Dutch Terrorism Risk Reinsurance Company since May 2021.

 

Company Secretaries: Lucian Gerritsen and Leontine van Breugel.